Two CentsSaison 2019

PBS presents this weekly series about personal finance for millennials and Gen Z.

Où regarder Two Cents • Saison 2019

49 épisodes

  • How To Ask For A Raise!
    E1
    How To Ask For A Raise!SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Most of us cringe at the idea of discussing how much money we make, so asking for a raise can be tough. Here's how to get started. Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson and Andrew Matthews Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM SOURCES: https://www.kiplinger.com/article/business/T012-C006-S001-five-steps-to-negotiating-a-raise.html https://www.elle.com/culture/career-politics/a19732755/5-women-on-how-to-successfully-negotiate-a-raise/ https://sc.edu/study/colleges_schools/moore/documents/ces_research/2017_047_employee_responses_to_raises.pdf https://hbr.org/2017/03/research-how-incentive-pay-affects-employee-engagement-satisfaction-and-trust https://students.ubc.ca/career/career-resources/salary-negotiations https://www.fastcompany.com/3055541/5-often-overlooked-benefits-that-you-should-negotiate-with-a-new-job- https://www.monster.com/career-advice/article/5-awesome-job-perks-and-benefits-you-need-to-negotiate
  • Should You Buy Bitcoin?
    E2
    Should You Buy Bitcoin?SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Most have never used Bitcoin and probably don't know exactly what it is. Although, estimates show that over 16 million Americans buy and spend Bitcoin frequently. So, should you be getting on the crypto bandwagon? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Philip Olson and Andrew Matthews Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM SOURCES: http://money.visualcapitalist.com/worlds-money-markets-one-visualization-2017/ https://charts.bitcoin.com/chart/price https://www.bloomberg.com/news/articles/2018-02-12/why-governments-might-join-the-cryptocurrency-craze-quicktake https://www.theatlantic.com/magazine/archive/2017/09/big-in-venezuela/534177/ https://finance.yahoo.com/news/16-3-million-americans-buy-sell-bitcoin-frequently-181415210.html https://www.investopedia.com/articles/forex/091013/future-cryptocurrency.asp https://www.thesimpledollar.com/decrypting-bitcoin/ https://www.thesimpledollar.com/decrypting-bitcoin/ https://www.independent.co.uk/life-style/gadgets-and-tech/news/bitcoin-price-fall-criminals-blockchain-anonymous-cryptocurrency-zcash-monero-dash-a8174716.html https://minergate.com/blog/6-totally-anonymous-cryptocurrencies/
  • What's the real cost of having a baby?
    E3
    What's the real cost of having a baby?SUBSCRIBE to Two Cents! https://goo.gl/jQ857H These little bundles of joy are priceless, but expensive. How do all the costs of having a newborn really add up? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson and Andrew Matthews Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM Sources: https://www.parenting.com/article/the-cost-of-raising-a-baby https://www.usda.gov/media/blog/2017/01/13/cost-raising-child https://www.cnpp.usda.gov/tools/CRC_Calculator/default.aspx https://www.nerdwallet.com/blog/insurance/cost-of-raising-baby/ https://www.castlighthealth.com/press-releases/new-study-shows-huge-cost-differences-for-having-a-baby-often-in-the-same-city/ https://www.babycenter.com/top-baby-costs https://www.babycenter.com/0_how-much-youll-spend-on-childcare_1199776.bc https://www.care.com/c/stories/2423/how-much-does-child-care-cost/
  • 9 Hacks for Moving on a Budget!
    E4
    9 Hacks for Moving on a Budget!SUBSCRIBE to Two Cents! https://goo.gl/jQ857H The average American will move households 11 times over the course of their life. It can be stressful and exhausting, but it doesn't have to be expensive! Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson and Andrew Matthews Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM Sources: https://www.move.org/moving-stats-facts/ http://www.thefruitfulvines.com/5-ways-move-cross-country-without-breaking-bank/ https://money.usnews.com/money/blogs/my-money/articles/2016-04-04/a-comprehensive-guide-to-saving-on-moving https://fivethirtyeight.com/features/how-many-times-the-average-person-moves/ https://www.moveline.com/moving-resources/corporate-moves-a-guide-to-negotiating-a-relocation-package http://articles.latimes.com/2014/mar/21/health/la-he-keeping-stuff-20140322
  • Are credit unions better than big banks?
    E5
    Are credit unions better than big banks?SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Only 27% of Americans have confidence in banks, but what are your other options? Check out the pros and cons of keeping your money with your big bank. Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Philip Olson and Andrew Matthews Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM Sources: http://money.cnn.com/2018/04/24/news/companies/wells-fargo-timeline-shareholders/index.html http://blog.wallstreetsurvivor.com/2017/02/21/7-biggest-financial-scandals-time/ http://news.gallup.com/poll/192719/americans-confidence-banks-languishing-below.aspx https://ilsr.org/top-5-reasons-choose-community-bank-or-credit-union/ http://www.icba.org/ https://www.mycreditunion.gov/about-credit-unions/pages/how-is-a-credit-union-different-than-a-bank.aspx
  • How to save money on your wedding!
    E6
    How to save money on your wedding!SUBSCRIBE to Two Cents! https://goo.gl/jQ857H 74% of couples say they PLAN to go into debt to pay for their weddings! But does it have to be that way? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson and Andrew Matthews Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM Sources: https://xogroupinc.com/press-releases/the-knot-2017-real-weddings-study-wedding-spend/ https://www.theknot.com/content/average-wedding-cost-2017 https://xogroupinc.com/press-releases/theknot2016realweddings_costofweddingsus/?__hstc=131446032.0f983c8da738548cda907b7b8f894f18.1531248620236.1531248620236.1531248620236.1&__hssc=131446032.1.1531248620237&__hsfp=531687773 https://www.nerdwallet.com/blog/finance/ways-to-save-money-wedding/ https://www.realsimple.com/weddings/budget/save-money-wedding#food https://institutedfa.com/Leading-Causes-Divorce/ https://www.theweddingreport.com
  • 5 Money Questions to Ask Your Partner!
    E7
    5 Money Questions to Ask Your Partner!You can check out Google's Science Journal app at http://g.co/ScienceJournal Nothing is less romantic than talking to your partner about their financial history, but finances cause major stresses in relationships. A lot of these stresses can be tackled by communicating without judgment. Here are 5 financial topics you should discuss with your future partner. SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson and Andrew Matthews Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM SOURCES: http://www.businessinsider.com/love-and-money-what... http://www.lifehack.org/.../30-money-questions-ask-your... http://www.ihr.com/.../ivf-in-vitro-fertilization-cost.html https://www.forbes.com/.../10-ways-to-prevent-money.../... http://time.com/4575495/divorce-rate-nearly-40-year-low/ https://www.npr.org/.../study-record-number-of-people-are... https://www.moneyhabitudes.com/financial-statistics/ https://www.theknot.com/.../more-couples-living-together... http://www.americanadoptions.com/adopt/the_costs_of_adopting
  • Is Retirement Even POSSIBLE?
    E8
    Is Retirement Even POSSIBLE?You can check out Google's Science Journal app at http://g.co/ScienceJournal No one wants to end up broke in their autumn years... why was it so much easier for previous generations to avoid this? And what can you do about it? SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Philip Olson, CFP® and Andrew Matthews Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM SOURCES: https://www.theatlantic.com/business/archive/2016/04/why-dont-americans-save-money/478929/ https://www.aarp.org/work/retirement-planning/info-2015/nest-egg-retirement-amount.html https://www.cnbc.com/2018/03/19/most-americans-close-to-retirement-have-saved-12-percent-of-what-they-need.html http://time.com/money/4258451/retirement-savings-survey/ http://faculty.chicagobooth.edu/erik.hurst/research/qje_published_version_final.pdf
  • What the Heck Is a Mutual Fund?
    E9
    What the Heck Is a Mutual Fund?Mutual funds are an important option in saving for retirement , and most people don't know what they are--even if they already use them! Let's start at the beginning. SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Philip Olson, CFP® and Andrew Matthews Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM SOURCES: https://www.investopedia.com/investing/advantages-of-mutual-funds/ https://www.investopedia.com/articles/mutualfund/05/mfhistory.asp
  • Are "Free" Video Games Really Free?
    E10
    Are "Free" Video Games Really Free?So-called “free-to-play” video games are raking in record profits for game companies.
  • The Truth About Airline Miles
    E11
    The Truth About Airline MilesSUBSCRIBE to Two Cents! https://goo.gl/jQ857H Check Out Sound Field at: https://www.youtube.com/soundfieldpbs Airline miles and credit card reward points feel like free money. So what's the catch... and who's really gaming who? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Philip Olson, CFP® and Andrew Matthews Produced by: Katie Graham & Amanda Fox Images by: Shutterstock Music by: APM SOURCES: https://budgeting.thenest.com/percentage-americans-credit-cards-30856.html https://www.creditcards.com/credit-card-news/history-of-credit-cards.php https://www.frugalrules.com/how-do-credit-cards-make-money-hard/ https://www.fool.com/credit-cards/2017/04/13/this-is-how-credit-card-companies-hauled-in-163-bi.aspx https://247wallst.com/banking-finance/2017/09/28/43-of-americans-carry-credit-card-debt-for-at-least-2-years/ https://www.nytimes.com/2016/03/27/your-money/credit-cards-encourages-extra-spending-as-the-cash-habit-fades-away.html https://www.psychologytoday.com/us/blog/the-edge-choice/201207/the-way-we-spend-impacts-how-we-spend http://time.com/money/3896999/airline-miles-awards-consultants/ https://www.theatlantic.com/business/archive/2011/04/this-is-your-brain-on-credit-cards/73342/ https://www.cmu.edu/homepage/practical/2007/winter/spending-til-it-hurts.shtml
  • Can You Really Retire in Your 30s?
    E12
    Can You Really Retire in Your 30s?
  • What the Heck Is the DOW?
    E13
    What the Heck Is the DOW?Do your eyes glaze over when you ever hear about the DOW? Are you still confused about what the DOW is? SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson and Andrew Matthews Produced by: Katie Graham & Amanda Fox Edited & Animated by: Nathan Bayless Images by: Shutterstock Music by: APM SOURCES: https://www.wikipedia.org/ https://www.investopedia.com/ https://www.nytimes.com/2012/02/12/magazine/dow-jones-problems.html
  • Do Kids Need to Learn About Money?
    E14
    Do Kids Need to Learn About Money?Here are some tips to get the conversation started about money with your kids.
  • How Do Your Tax Dollars Get Spent?
    E15
    How Do Your Tax Dollars Get Spent?Have you ever stopped to figure out what is being bought with your tax money?
  • Should I Invest In Cannabis Stocks?
    E16
    Should I Invest In Cannabis Stocks?
  • Budgeting Basics!
    E17
    Budgeting Basics!You can check out Say It Loud at https://www.youtube.com/channel/UCk85otLk-ASsqPu0aXFGjzA You can take a cue from George Washington by becoming commander in chief of your finances. What budgeting strategies have worked for you? SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Nathan Bayless Images by: Shutterstock Music by: APM SOURCES:
  • Is It BAD to Play the Lottery?
    E18
    Is It BAD to Play the Lottery?
  • You Should Talk To Your Parents About Money!
    E19
    You Should Talk To Your Parents About Money!Learn how to broach the subject with your parents!
  • What Do Financial Experts Do?
    E20
    What Do Financial Experts Do?
  • How Do You Actually Buy a House?
    E21
    How Do You Actually Buy a House?Think you're ready to buy a house? The path to get from here to there may seem confusing, but once you understand the steps and the people involved, you'll be ready to make your first move! SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson & Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Andrew Orsak Images by: Shutterstock Music by: APM SOURCES: http://time.com/money/4636251/millennial-homeowners-mortgage/
  • Why It's More Expensive To Be Poor
    E22
    Why It's More Expensive To Be Poor
  • I'm Young & Healthy, Can I Skip Health Insurance?
    E23
    I'm Young & Healthy, Can I Skip Health Insurance?For many young people, health insurance is a big expense that may seem unnecessary.
  • How Retailers Stalk You Online
    E24
    How Retailers Stalk You OnlineThey may not be listening in on your phone calls... but they don't have to.
  • Are Women Better With Money?
    E25
    Are Women Better With Money?Women report feeling high or overwhelming levels of financial stress twice as often as men. Why is that? For many, it boils down to compensation and confidence. SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson & Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Nathan Bayless Images by: Shutterstock Music by: APM Sources: http://gap.hks.harvard.edu/do-women-avoid-salary-negotiations-evidence-large-scale-natural-field-experiment https://www.kiplinger.com/article/investing/T031-C000-S002-the-secrets-of-women-investors.html http://money.cnn.com/2017/04/07/retirement/women-finances-gender-gap/index.html http://www.businessinsider.com/how-men-and-women-invest-2015-2#on-top-of-earning-more-in-returns-women-were-also-less-likely-to-lose-money-from-their-investments-2 https://moneyish.com/ish/the-sad-reason-1-in-3-women-doesnt-think-shell-make-50000/ https://www.forbes.com/sites/financialfinesse/2016/07/17/the-financial-industry-is-still-failing-women/#3d42be1b376e https://girlpowermarketing.com/statistics-purchasing-power-women/ https://www.moneyunder30.com/why-women-owned-businesses-succeed https://www.aauw.org/aauw_check/pdf_download/show_pdf.php?file=The-Simple-Truth https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/women-fit-money-study.pdf https://www.marketwatch.com/story/6-ways-men-and-women-differ-when-it-comes-to-money-2016-03-04 https://www.debt.com/2015/why-wom
  • 5 Strange Investment Crazes!
    E26
    5 Strange Investment Crazes!SUBSCRIBE to America from Scratch! http://bit.ly/amscratch_sub SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Every investor dreams of getting in on the ground floor of the "next big thing." These stories are not that. Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Derek Borsheim Images by: Shutterstock Music by: APM SOURCES: https://www.nytimes.com/1993/02/04/business/market-place-snapple-shares-are-flying-high-but-some-analysts-see-a-fall.html https://www.eater.com/2018/7/26/17614586/snapple-lady-wendy-kaufman-commercials-from-the-90s https://en.wikipedia.org/wiki/Snapple https://www.thebalance.com/investor-stampedes-4029722 https://en.m.wikipedia.org/wiki/Krispy_Kreme https://www.forbes.com/2005/08/10/restatement-earnings-kkd-cz_em_0810kkd.html#537493ea3e01 https://en.m.wikipedia.org/wiki/Scott_Livengood http://media.corporate-ir.net/media_files/irol/12/120929/FileUpload/presskit.pdf https://www.npr.org/templates/story/story.php?storyId=4783324 http://www.fundinguniverse.com/company-histories/atkins-nutritionals-inc-history/ https://en.wikipedia.org/wiki/Atkins_diet https://blog.folioinvesting.com/2015/11/12/6-investing-fads-that-seemed-like-a-good-ideaat-the-time https://www.investopedia.com/terms/i/investing-fads.asp https://moneymorning.com/2016/10/05/5-of-the-biggest-fads-stocks-from-the-2000s/ https://www.aol.com/article/finance/2014/05/08/biggest-investment-failures-ever/2088
  • Does Wealth Make You Meaner?
    E27
    Does Wealth Make You Meaner?Books and movies love to show wealthy people as cruel, unfeeling, and miserly.
  • How Much Should I Charge? (Probably More Than You Think)
    E28
    How Much Should I Charge? (Probably More Than You Think)How Smart Entrepreneurs Think About PRICES!
  • Why Americans Are Failing the Grade at Financial Literacy
    E29
    Why Americans Are Failing the Grade at Financial LiteracySUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Americans tend to get basic financial questions wrong compared to other Western countries… why is that? And what can be done about it? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Dano Johnson Images by: Shutterstock Music by: APM SOURCES: https://en.wikipedia.org/wiki/List_of_countries_by_average_wage https://money.cnn.com/2016/10/24/pf/financial-mistake-budget/index.html http://www.apnorc.org/news-media/Pages/News+Media/Poll-Two-thirds-of-US-would-struggle-to-cover-$1,000-crisis.aspx https://www.urban.org/research/publication/delinquent-debt-america https://www.investmentnews.com/article/20190302/FEATURE/190229936/financial-literacy-an-epic-fail-in-america https://www.nefe.org/_images/research/GWU-Financial-Capability-Young-Adults/GWU-Financial-Capability-Young-Adults-Final-Report.pdf https://www.investmentnews.com/article/20190302/FEATURE/190229936/financial-literacy-an-epic-fail-in-america https://www.thebalance.com/credit-card-companies-love-college-students-960090 http://fortune.com/2016/07/12/financial-literacy/ https://www.creditcards.com/credit-card-news/infographic-parents-kids-credit.php http://www.surveyofthestates.com/#state-of-financial-and-economic-programs-across-the-nation https://twocents.lifehacker.com/your-guide-to-free-resources-for-improving-your-money-s-1557
  • What’s The Real Cost of Dying?
    E30
    What’s The Real Cost of Dying?SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Since the human mortality rate seems to be holding steady at 100%, chances are you will have to make some death-related financial decisions for a loved one... or yourself! Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Philip Olson, CFP® Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Dano Johnson Images by: Shutterstock Music by: APM SOURCES: https://www.nolo.com/legal-encyclopedia/how-much-will-lawyer-charge-write-your-will.html https://www.legalmatch.com/law-library/article/how-much-will-an-estate-lawyer-cost.html https://www.npr.org/sections/health-shots/2016/06/15/481992191/dying-in-a-hospital-means-more-procedures-tests-and-costs https://www.lhlic.com/consumer-resources/average-funeral-cost/ https://news.gallup.com/poll/191651/majority-not.aspx http://www.businesspundit.com/5-most-ridiculously-expensive-funerals/ https://www.theguardian.com/commentisfree/2018/dec/05/funeral-directors-exploiting-grief-independent-organisation https://www.ancient.eu/burial/
  • What The Heck Is an IRA?
    E31
    What The Heck Is an IRA?SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H What if there were a way to dodge taxes on a chunk of your paycheck? Or how about an investment opportunity that will never pay a penny of taxes on the growth no matter how big it gets? Sound too good to be true? This is the amazing tax shelter of the IRA. Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Sara Roma Images by: Shutterstock Music by: APM SOURCES: https://en.wikipedia.org/wiki/Roth_IRA https://www.irs.gov/.../retirement-plans-faqs-regarding... https://www.investopedia.com/terms/s/sep.asp https://www.irs.gov/retirement.../traditional-and-roth-iras https://www.thestreet.com/.../401-k-and-ira-contribution... https://money.cnn.com/.../gallery.unusual_alternative.../ https://en.wikipedia.org/.../Individual_retirement... https://dqydj.com/history-of-contributions-ira-limit/ https://thecollegeinvestor.com/.../ira-contribution.../
  • When Should I Tip?
    E32
    When Should I Tip?SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds CHECK OUT Say It Loud: https://www.youtube.com/channel/UCk85otLk-ASsqPu0aXFGjzA/featured SUBSCRIBE to Two Cents! https://goo.gl/jQ857H When (and how much) to tip when is not always obvious! Get some help from Two Cents! Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Philip Olson, CFP® Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Dano Johnson Images by: Shutterstock Music by: APM SOURCES: https://emilypost.com/.../in-which-countries-should-you... http://www.whototip.net http://time.com/.../history-tipping-american-restaurants.../ https://www.epi.org/.../waiting-for-change-tipped.../ https://www.theguardian.com/.../ban-tipping-restaurants... https://www.economist.com/.../10/26/the-case-against-tipping https://www.govdocs.com/tipped-workers-united-states/ https://qz.com/.../squares-design-guilts-us-into-tipping.../ https://www.nytimes.com/.../how-the-15-minimum-wage-went... https://en.wikipedia.org/.../Fair_Labor_Standards_Act_of...
  • How to Do Market Research!
    E33
    How to Do Market Research!SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H The market will judge your idea one way or another… why not hear the verdict BEFORE you quit your day job? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Andrew Matthews Images by: Shutterstock Music by: APM SOURCES: “If You Build It Will They Come?: Three Steps to Test and Validate Any Market Opportunity” by Rob Adams https://bizfluent.com/how-4493168-determine-market-viability-product-service.html https://medium.com/plusacumen/market-viability-7-steps-to-assess-your-competition-e4f67de84979 https://www.shopify.com/blog/13640265-the-16-step-guide-to-evaluating-the-viability-of-any-product-idea https://blog.hubspot.com/marketing/market-research-buyers-journey-guide https://www.sba.gov/business-guide/plan-your-business/market-research-competitive-analysis https://www.businessnewsdaily.com/5446-porters-five-forces.html https://www.valuemarketresearch.com/report/handmade-soap-market https://www.fastcompany.com/3021229/chaim-pikarski-the-amazon-whisperer
  • How Do Tax Brackets Actually Work?
    E34
    How Do Tax Brackets Actually Work?SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H It takes the average American 13 HOURS to file their taxes... yet few of us know how they're calculated! Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Derek Borsheim Images by: Shutterstock Music by: APM SOURCES: https://www.irs.gov/.../irs-provides-tax-inflation... https://www.investopedia.com/.../what-are-differences... https://www.nerdwallet.com/.../federal-income-tax-brackets/ https://www.fool.com/.../the-average-american-spends-this... https://www.thebalance.com/how-us-taxes-compare-with... https://www.pewresearch.org/.../among-developed-nations.../ https://www.marketwatch.com/.../81-million-americans-wont...
  • Something's Eating Your Money!
    E35
    Something's Eating Your Money!SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H The money that you're saving is worth less every year...why is that? And what can you do about it? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Derek Borsheim Images by: Shutterstock Music by: APM SOURCES: https://www.thestreet.com/personal-finance/education/what-is-inflation-14695699 https://www.investors.com/news/economy/what-is-inflation-what-causes-inflation/ https://www.bloomberg.com/features/2016-venezuela-cafe-con-leche-index/?terminal=true https://theconversation.com/what-caused-hyperinflation-in-venezuela-a-rare-blend-of-public-ineptitude-and-private-enterprise-102483 https://theconversation.com/venezuela-denial-of-food-is-a-human-rights-crime-110832 https://www.seattletimes.com/pacific-nw-magazine/vanilla-extract-costs-what-a-worldwide-shortage-means-its-time-to-find-other-options/
  • What Are The Most Lucrative Trades?
    E36
    What Are The Most Lucrative Trades?
  • How Eating Out Keeps You Poor!
    E37
    How Eating Out Keeps You Poor!SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Restaurants are getting more and more expensive, yet Americans are eating out more often. How much damage is this doing to your long-term financial goals? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Andrew Matthews Images by: Shutterstock Music by: APM SOURCES: https://www.moneyunder30.com/the-true-cost-of-eating-in... https://www.thebalance.com/slash-your-food-bill-stop... https://www.usatoday.com/.../eating-out-some.../2917921002/ https://www.cnbc.com/.../how-much-americans-waste-on... https://www.bls.gov/.../consumer.../2015/pdf/home.pdf https://www.cnbc.com/.../heres-how-much-the-average... https://www.huffpost.com/.../food-spending-savings_n... https://www.earnest.com/.../food-budget-where-are-your.../ https://www.everydollar.com/blog/save-money-on-restaurants https://www.youneedabudget.com/do-you-spend-too-much.../ https://www.thesimpledollar.com/dont-eat-out-as-often.../ https://www.businessinsider.com/average-restaurant... https://www.cnbc.com/.../how-much-millennials-spend-at... https://www.marketwatch.com/.../americans-are-eating-out... https://www.fb.org/.../check-please-more-u.s.-consumers... https://www.zagat.com/.../2018-dining-trends-survey...
  • How Do You Legally Set Up a Business?
    E38
    How Do You Legally Set Up a Business?Check out Sound Field: http://youtube.com/soundfieldpbs SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H What’s the difference between an LLC and an S-Corp? If you’re thinking about starting a small business and find the legal steps intimidating, fear not! We’ve got you covered! Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson & Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Sara Roma Images by: Shutterstock Music by: APM SOURCES: https://www.wallstreetmojo.com/sole-proprietorship-vs-partnership/ https://www.entrepreneur.com/encyclopedia/sole-proprietorship https://www.nolo.com/legal-encyclopedia/how-form-partnership-texas.html https://www.irs.gov/businesses/small-businesses-self-employed/partnerships https://www.investopedia.com/slide-show/top-6-reasons-new-businesses-fail/ https://www.fundera.com/blog/separate-business-and-personal-finances
  • Can You Really Get Rich Quick?
    E39
    Can You Really Get Rich Quick?SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H You've probably seen ads for products or courses that promise overnight wealth... but is that really possible? How do you know whether you're being taken for a ride? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Derek Borsheim Images by: Shutterstock Music by: APM
  • Is Cash Going Extinct?
    E40
    Is Cash Going Extinct?SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H With some stores now refusing to accept cash as a form of payment, does this mean bills and coins are going the way of the dodo? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Andrew Matthews Images by: Shutterstock Music by: APM SOURCES: https://www.cnn.com/2019/03/26/business/cashless-stores-amazon-go-sweetgreen-dos-toros/index.html https://www.apnews.com/98613f20d0254b8bacd908ef12107fef https://www.federalreserve.gov/faqs/currency_12772.htm https://www.nbcnews.com/business/business-news/when-stores-go-cashless-it-discrimination-n973676 https://www.thebanker.com/Transactions-Technology/Is-cash-still-relevant?ct=true https://money.howstuffworks.com/how-much-money-is-in-the-world.htm https://www.cnbc.com/2018/08/06/spike-the-dollars-obit-cash-is-still-a-growth-business.html
  • 5 Questions To Ask Before Investing
    E41
    5 Questions To Ask Before InvestingSUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Thinking about dipping your toes into INVESTING? Better ask yourself these questions before you put a dime on the line! Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Derek Borsheim Images by: Shutterstock Music by: APM SOURCES: https://www.allbusiness.com/10-questions-to-ask-yourself-before-investing-93830-1.html https://www.dummies.com/education/math/statistics/finding-standard-deviation-in-a-statistical-sample/ https://www.investopedia.com/terms/r/riskmeasures.asp https://www.investopedia.com/articles/active-trading/020515/how-robinhood-makes-money.asp https://www.investopedia.com/terms/o/opportunitycos
  • Do You Really Want to Be Your Own Boss?
    E42
    Do You Really Want to Be Your Own Boss?CHECK OUT The Financial Diet: https://www.youtube.com/channel/UCSPYNpQ2fHv9HJ-q6MIMaPw SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Being self-employed means wearing A LOT of hats. Some you'll like, some you might not! Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Andrew Matthews Images by: Shutterstock Music by: APM
  • What The Heck Is An Index Fund?
    E43
    What The Heck Is An Index Fund?CHECK OUT Serving Up Science: https://www.youtube.com/channel/UClJ8BxAuS5hDlTnlZoDPV5w SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Despite only promising "average" results, index funds have become one of the most popular choices for the majority of investors. Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Sara Roma Images by: Shutterstock Music by: APM SOURCES: https://www.ific.ca/.../who-we-are-history-of-mutual-funds/ https://www.statista.com/topics/1441/mutual-funds/ https://us.spindices.com/.../spiva-us-year-end-2016.pdf http://fortune.com/.../30/warren-buffett-million-dollar-bet/ https://www.npr.org/.../housecat-beats-investors-in-stock... https://www.investopedia.com/.../mutualf.../mutualfunds2.asp https://www.investopedia.com/terms/r/randomwalktheory.asp https://www.morningstar.com/.../morningstars-guide-to... https://www.investopedia.com/terms/a/alpha.asp https://www.businessinsider.com/a-random-walk-down-wall...
  • Are Millennials Bad with Money?
    E44
    Are Millennials Bad with Money?SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Boomers accuse millennials of being fiscally irresponsible, while millennials say boomers broke the economy… so who’s right? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Andrew Matthews Images by: Shutterstock Music by: APM SOURCES: https://www.urban.org/urba.../state-millennial-homeownership https://www.businessinsider.com/millennials-baby-boomers... https://listwithclever.com/.../millennial-homeowner-study/ http://www.padillacrt.com/.../weighing-down-workplace.../ https://www.forbes.com/.../millennial-expectations.../... https://ktbenefits.com/.../industry-trends-millennials.../ https://www.forbes.com/.../student-loan-debt.../... https://www.inc.com/.../63-percent-of-millennials-have... https://www.pwc.com/.../pwc-millennials-and-financial... https://www.investopedia.com/.../what-does-current-cost... https://smartasset.com/.../years-of-work-to-afford-a-down... https://www.healthsystemtracker.org/.../long-term-trends.../# https://trends.collegeboard.org/.../2017-trends-in...
  • Why You NEED an Emergency Fund!
    E45
    Why You NEED an Emergency Fund!SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H It may not be flashy or exciting, but an EMERGENCY FUND is the foundation your financial health is built upon. Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Sara Roma Images by: Shutterstock Music by: APM SOURCES: https://www.thebalance.com/reasons-you-need-an-emergency... https://www.bankrate.com/.../financial-security-january.../ https://www.cnbc.com/.../heres-how-many-americans-have... https://www.valuepenguin.com/average-credit-score https://www.edmunds.com/.../how-long-should-my-car-loan... https://wallethub.com/.../average-credit-card.../50841/
  • How Bankruptcy Works
    E46
    How Bankruptcy WorksSUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H It's not just a magic word you can yell and your debts disappear, but it can offer the relief you need! Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Sara Roma Images by: Shutterstock Music by: APM SOURCES: https://www.experian.com/.../bankruptcy-chapter-7-vs.../ https://www.thebankruptcysite.org/exemptions/federal.html https://en.wikipedia.org/wiki/Bankruptcy https://en.wikipedia.org/wiki/Debtors%27_prison https://upsolve.org/.../chapter-7-bankruptcy-income-limits/ https://www.uscourts.gov/.../default/files/form_b122a-1.pdf https://www.investopedia.com/.../what-debt-cannot-be... https://bankruptcy.findlaw.com/.../pros-and-cons-of... https://en.wikipedia.org/wiki/Debt_bondage#Ancient_Greece
  • Will Social Security Be Around for Millennials?
    E47
    Will Social Security Be Around for Millennials?SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H You're giving part of every paycheck to Social Security, even while pundits and politicians warn of its imminent collapse... will it still be around by the time Millennials are retiring? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Philip Olson, CFP® Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Dano Johnson Images by: Shutterstock Music by: APM SOURCES: https://www.investopedia.com/.../what-maximum-i-can... https://www.nasi.org/learn/socialsecurity/overview https://www.investopedia.com/.../why-social-security... https://www.fool.com/.../americans-average-social... https://www.nasi.org/.../public-opinions-social-security https://www.politico.com/.../poll-social-security-still...
  • What's a Good Return on Investment?
    E48
    What's a Good Return on Investment?SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H The destination is clear... to have our money make more money! But what's considered a "good" return? And what's the best way to get there? Update and Corrections: Around 4:00 we mentioned "TreasuryDirect.org". That should have been "TreasuryDirect.gov". Sorry about any confusion! Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Philip Olson, CFP® Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Andrew Matthews Images by: Shutterstock Music by: APM
  • The History Of Christmas Shopping!
    E49
    The History Of Christmas Shopping!SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H If you've ever said, "Christmas has gotten too commercial!" well, you're not the first. How did a religious observance turn into a national spending spree? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com - - Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP\u00ae and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP\u00ae and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Sara Roma Images by: Shutterstock Music by: APM

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